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Dealers / Toledo, OH / Toledo Auto Credit
Used car dealerToledo, OH
F

Toledo Auto Credit

Buyer's Guide grade F · 50 public reviews · September 2026

Toledo Auto Credit earns an F. 50 public reviews average 3.8 stars and 28 percent are one or two stars. That ranks it above 10 percent of graded dealers around Toledo.

At a glance

  • A heavy share of past buyers left one or two stars.
  • Complaint share 28 percent, higher than the 10.6 percent typical near Toledo
  • Reviewers mention pay most, in 6 reviews
  • Closed Sundays · Used car dealer

Why It Got an F

The star average is 3.8 from 50 public reviews. After the grade pulls it toward the national average, it counts as 3.96. 28 percent of reviews are one or two stars. To reach a C it would need a complaint share of 25 percent or less. How the grade works.

How the Stars Break Down

5 star31 62%
4 star3 6%
3 star2 4%
2 star1 2%
1 star13 26%

What Reviewers Talk About

The subjects that come up most in public reviews of this dealer, with how many reviews mention each one.

pay 6understanding 3

Buying From Toledo Auto Credit

Toledo Auto Credit is an independent used car lot. Independent lots range from excellent to poor, and the car in front of you matters more than the sign out front. Ask whether the car is sold as is and read the Buyers Guide sticker in the window. What as is means.

Whatever the grade, the grade is about the dealer. The car is its own question. Ask the dealer if an independent inspection is allowed before you sign. A good lot says yes.

Dealer Details

Address3455 Hill Ave, Toledo, OH 43607
Phone419-536-1377
Websitetoledoautocredit.com
Listed featuresSells used vehicles, Credit cards, Debit cards, Phone pay, Women owned, Small business
TypeUsed car dealer

Hours

Monday12 PM to 5 PM
Tuesday12 PM to 5 PM
Wednesday12 PM to 5 PM
Thursday12 PM to 5 PM
Friday12 PM to 5 PM
Saturday1 PM to 4 PM
SundayClosed

Common Questions

Is Toledo Auto Credit a good dealer?
Toledo Auto Credit earns an F in the PPI Auto Buyer's Guide. A heavy share of past buyers left one or two stars. The grade reads 50 public reviews averaging 3.8 stars, with 28 percent at one or two stars. It rates past buyers' experience with the dealer, not any single car.
Can I get a car at Toledo Auto Credit inspected before I buy?
Yes. PPI Auto sends an inspector to the car on the lot in Toledo. You do not have to be there. The inspection covers 122 points, a full OBD-II scan with readiness monitors, a road test and photos of anything found, and the report comes the same day. Ask the dealer to hold the car while it is checked.
How is the grade worked out?
It needs 20 or more public reviews. The star average is pulled toward the national average by 25 average reviews so a short record cannot jump the line, and the share of one and two star reviews sets a ceiling. The full method is on our grading page.
Is Toledo Auto Credit open on Sunday?
Its listing shows it closed on Sunday. Hours change, so call before you drive over.

Other Graded Dealers Nearby

Buyers Also Look At

Grades update when public reviews do. Is this your dealership and something here is out of date? Tell us. See every graded dealer in Toledo, OH. Found a car here? Book a pre purchase inspection in Toledo, OH before you sign.

Buying from this lot?

Inspect it on the lot

We check the car at Toledo Auto Credit before you sign.

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Inspect a car at Toledo Auto Credit

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Details

No payment now · We confirm scheduling before any work

The grade covers the dealer. We check the car.

122 points, a full scan and a road test, on the lot, same day report.

Call 951-267-8500