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Dealers / St. Louis, MO / Affordable Auto Credit Inc
Used car dealerSt. Louis, MO
C

Affordable Auto Credit Inc

Buyer's Guide grade C · 400 public reviews · September 2026

Affordable Auto Credit Inc earns a C. 400 public reviews average 3.9 stars and 24.5 percent are one or two stars. That ranks it above 18 percent of graded dealers around St. Louis.

At a glance

  • Mixed. Many buyers were happy, but a real share were not.
  • Complaint share 24.5 percent, higher than the 14.1 percent typical near St. Louis
  • Reviewers mention car buying experience most, in 24 reviews
  • Closed Sundays · Used car dealer

Why It Got a C

The star average is 3.9 from 400 public reviews. After the grade pulls it toward the national average, it counts as 3.92. 24.5 percent of reviews are one or two stars. To reach a B it would need an adjusted rating of 4.2 and a complaint share of 15 percent or less. How the grade works.

How the Stars Break Down

5 star263 66%
4 star23 6%
3 star16 4%
2 star10 2%
1 star88 22%

What Reviewers Talk About

The subjects that come up most in public reviews of this dealer, with how many reviews mention each one.

car buying experience 24easy process 18car selection 14polite staff 12car quality 12affordable cars 9fun atmosphere 6funny staff 3fair pricing 3car financing 2

Buying From Affordable Auto Credit Inc

Affordable Auto Credit Inc is an independent used car lot. Independent lots range from excellent to poor, and the car in front of you matters more than the sign out front. Ask whether the car is sold as is and read the Buyers Guide sticker in the window. What as is means.

Whatever the grade, the grade is about the dealer. The car is its own question. Ask the dealer if an independent inspection is allowed before you sign. A good lot says yes.

Dealer Details

Address4568 Gravois Ave, St. Louis, MO 63116
Phone314-353-6000
Websitecheapcashcars.com
Listed featuresSells used vehicles, Credit cards, Debit cards
TypeUsed car dealer

Hours

Monday10 AM to 7 PM
Tuesday10 AM to 7 PM
Wednesday10 AM to 7 PM
Thursday10 AM to 7 PM
Friday10 AM to 7 PM
Saturday10 AM to 5 PM
SundayClosed

Common Questions

Is Affordable Auto Credit Inc a good dealer?
Affordable Auto Credit Inc earns a C in the PPI Auto Buyer's Guide. Mixed. Many buyers were happy, but a real share were not. The grade reads 400 public reviews averaging 3.9 stars, with 24.5 percent at one or two stars. It rates past buyers' experience with the dealer, not any single car.
Can I get a car at Affordable Auto Credit Inc inspected before I buy?
Yes. PPI Auto sends an inspector to the car on the lot in St. Louis. You do not have to be there. The inspection covers 122 points, a full OBD-II scan with readiness monitors, a road test and photos of anything found, and the report comes the same day. Ask the dealer to hold the car while it is checked.
How is the grade worked out?
It needs 20 or more public reviews. The star average is pulled toward the national average by 25 average reviews so a short record cannot jump the line, and the share of one and two star reviews sets a ceiling. The full method is on our grading page.
Is Affordable Auto Credit Inc open on Sunday?
Its listing shows it closed on Sunday. Hours change, so call before you drive over.

Other Graded Dealers Nearby

Buyers Also Look At

Grades update when public reviews do. Is this your dealership and something here is out of date? Tell us. See every graded dealer in St. Louis, MO. Found a car here? Book a pre purchase inspection in St. Louis, MO before you sign.

Buying from this lot?

Inspect it on the lot

We check the car at Affordable Auto Credit Inc before you sign.

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Inspect a car at Affordable Auto Credit Inc

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Details

No payment now · We confirm scheduling before any work

The grade covers the dealer. We check the car.

122 points, a full scan and a road test, on the lot, same day report.

Call 951-267-8500