Carco Sales & Finance

Buyer's Guide grade C · 70 public reviews · September 2026

Carco Sales & Finance earns a C. 70 public reviews average 3.9 stars and 22.9 percent are one or two stars. That ranks it above 12 percent of graded dealers around San Diego.

At a glance

Mixed. Many buyers were happy, but a real share were not.
Complaint share 22.9 percent, higher than the 10 percent typical near San Diego
Reviewers mention financing options most, in 6 reviews
Open Sundays · Used car dealer

Why It Got a C

The star average is 3.9 from 70 public reviews. After the grade pulls it toward the national average, it counts as 4.00. 22.9 percent of reviews are one or two stars. To reach a B it would need an adjusted rating of 4.2 and a complaint share of 15 percent or less. How the grade works.

How the Stars Break Down

5 star44 63%

4 star6 9%

3 star4 6%

2 star3 4%

1 star13 19%

What Reviewers Talk About

The subjects that come up most in public reviews of this dealer, with how many reviews mention each one.

financing options 6truck 4salesman 4deals 4kind staff 3loan assistance 2buying experience 2cash 2easy process 2kindness 2

Buying From Carco Sales & Finance

Carco Sales & Finance is an independent used car lot. Independent lots range from excellent to poor, and the car in front of you matters more than the sign out front. Ask whether the car is sold as is and read the Buyers Guide sticker in the window. What as is means.

Whatever the grade, the grade is about the dealer. The car is its own question. Ask the dealer if an independent inspection is allowed before you sign. A good lot says yes.

Dealer Details

Address	147 Broadway, Chula Vista, CA 91910
Phone	619-585-7777
Website	carcosales.com
Listed features	Buys vehicles, Sells used vehicles, Credit cards, Delivery
Type	Used car dealer

Hours

Monday	9 AM to 6 PM
Tuesday	9 AM to 6 PM
Wednesday	9 AM to 6 PM
Thursday	9 AM to 6 PM
Friday	9 AM to 6 PM
Saturday	9 AM to 6 PM
Sunday	10 AM to 6 PM

Common Questions

Is Carco Sales & Finance a good dealer?

Carco Sales & Finance earns a C in the PPI Auto Buyer's Guide. Mixed. Many buyers were happy, but a real share were not. The grade reads 70 public reviews averaging 3.9 stars, with 22.9 percent at one or two stars. It rates past buyers' experience with the dealer, not any single car.

Can I get a car at Carco Sales & Finance inspected before I buy?

Yes. PPI Auto sends an inspector to the car on the lot in Chula Vista. You do not have to be there. The inspection covers 122 points, a full OBD-II scan with readiness monitors, a road test and photos of anything found, and the report comes the same day. Ask the dealer to hold the car while it is checked.

How is the grade worked out?

It needs 20 or more public reviews. The star average is pulled toward the national average by 25 average reviews so a short record cannot jump the line, and the share of one and two star reviews sets a ceiling. The full method is on our grading page.

Is Carco Sales & Finance open on Sunday?

Its listed Sunday hours are 10 AM to 6 PM. Hours change, so call before you drive over.

Other Graded Dealers Nearby

AOnlyCarsunder a mile BA2B Auto Salesunder a mile FCabo Motorsunder a mile BAll American Motorsunder a mile CAuto Gallery10.0 miles CEagle Auto8.6 miles

Buyers Also Look At

BBroadway Auto GroupChula Vista AHS Cars Chula Vista Auto SalesChula Vista

Grades update when public reviews do. Is this your dealership and something here is out of date? Tell us. See every graded dealer in San Diego, CA. Found a car here? Book a pre purchase inspection in San Diego, CA before you sign.

Buying from this lot?

Inspect it on the lot

We check the car at Carco Sales & Finance before you sign.

951-267-8500 Call now

Inspect a car at Carco Sales & Finance

Send the car details and we will call you back.

The grade covers the dealer. We check the car.

122 points, a full scan and a road test, on the lot, same day report.

Call 951-267-8500