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Dealers / Chicago, IL / One Time Auto Finance INC
Used car dealerForest Park, IL
B

One Time Auto Finance INC

Buyer's Guide grade B · 158 public reviews · September 2026

One Time Auto Finance INC earns a B. 158 public reviews average 4.6 stars and 10.8 percent are one or two stars. That ranks it above 71 percent of graded dealers around Chicago.

At a glance

  • Mostly happy buyers, with a small share of complaints.
  • Complaint share 10.8 percent, lower than the 14 percent typical near Chicago
  • Reviewers mention car buying experience most, in 12 reviews
  • Closed Sundays · Used car dealer

Why It Got a B

The star average is 4.6 from 158 public reviews. After the grade pulls it toward the national average, it counts as 4.55. 10.8 percent of reviews are one or two stars. To reach an A it would need an adjusted rating of 4.6 and a complaint share of 8 percent or less. How the grade works.

How the Stars Break Down

5 star141 89%
4 star0 0%
3 star0 0%
2 star0 0%
1 star17 11%

What Reviewers Talk About

The subjects that come up most in public reviews of this dealer, with how many reviews mention each one.

car buying experience 12honest salesmen 4clean cars 3affordable 3low money 3kind staff 3one time auto finance 2smooth buying process 2odometer fraud 2easy deal 2

Buying From One Time Auto Finance INC

One Time Auto Finance INC is an independent used car lot. Independent lots range from excellent to poor, and the car in front of you matters more than the sign out front. Ask whether the car is sold as is and read the Buyers Guide sticker in the window. What as is means.

Whatever the grade, the grade is about the dealer. The car is its own question. Ask the dealer if an independent inspection is allowed before you sign. A good lot says yes.

Dealer Details

Address7304 Roosevelt Rd, Forest Park, IL 60130
Phone708-689-0568
Websitefacebook.com
Listed featuresBuys vehicles, Car wash, Oil changes, Service department, Sells used vehicles, Checks, Credit cards, Debit cards, Phone pay, Black owned, Latino owned, Veteran owned, Women owned
TypeUsed car dealer

Hours

Monday10 AM to 6 PM
Tuesday10 AM to 6 PM
Wednesday10 AM to 6 PM
Thursday10 AM to 6 PM
Friday10 AM to 6 PM
Saturday10 AM to 5 PM
SundayClosed

Common Questions

Is One Time Auto Finance INC a good dealer?
One Time Auto Finance INC earns a B in the PPI Auto Buyer's Guide. Mostly happy buyers, with a small share of complaints. The grade reads 158 public reviews averaging 4.6 stars, with 10.8 percent at one or two stars. It rates past buyers' experience with the dealer, not any single car.
Can I get a car at One Time Auto Finance INC inspected before I buy?
Yes. PPI Auto sends an inspector to the car on the lot in Forest Park. You do not have to be there. The inspection covers 122 points, a full OBD-II scan with readiness monitors, a road test and photos of anything found, and the report comes the same day. Ask the dealer to hold the car while it is checked.
How is the grade worked out?
It needs 20 or more public reviews. The star average is pulled toward the national average by 25 average reviews so a short record cannot jump the line, and the share of one and two star reviews sets a ceiling. The full method is on our grading page.
Is One Time Auto Finance INC open on Sunday?
Its listing shows it closed on Sunday. Hours change, so call before you drive over.

Other Graded Dealers Nearby

Buyers Also Look At

Grades update when public reviews do. Is this your dealership and something here is out of date? Tell us. See every graded dealer in Chicago, IL. Found a car here? Book a pre purchase inspection in Chicago, IL before you sign.

Buying from this lot?

Inspect it on the lot

We check the car at One Time Auto Finance INC before you sign.

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Inspect a car at One Time Auto Finance INC

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Details

No payment now · We confirm scheduling before any work

The grade covers the dealer. We check the car.

122 points, a full scan and a road test, on the lot, same day report.

Call 951-267-8500