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Dealers / Baltimore, MD / The In House Finance
Used car dealerBaltimore, MD
A

The In House Finance

Buyer's Guide grade A · 279 public reviews · September 2026

The In House Finance earns an A. 279 public reviews average 4.8 stars and 5.7 percent are one or two stars. That ranks it above 89 percent of graded dealers around Baltimore.

At a glance

  • Past buyers are close to unanimous. Few complaints across a long record.
  • Complaint share 5.7 percent, lower than the 12.1 percent typical near Baltimore
  • Reviewers mention smooth process most, in 26 reviews
  • Closed Sundays · Used car dealer

Why It Got an A

The star average is 4.8 from 279 public reviews. After the grade pulls it toward the national average, it counts as 4.75. 5.7 percent of reviews are one or two stars. That clears every bar for an A. The adjusted rating is 4.6 or better, complaints are 8 percent or less, and the record has at least 50 reviews. How the grade works.

How the Stars Break Down

5 star261 94%
4 star1 0%
3 star1 0%
2 star2 1%
1 star14 5%

What Reviewers Talk About

The subjects that come up most in public reviews of this dealer, with how many reviews mention each one.

smooth process 26vehicle selection 14respectful staff 10low monthly payments 7clean vehicles 7in house financing 5approval process 4loan assistance 3welcoming atmosphere 3insurance process 2

Buying From The In House Finance

The In House Finance is an independent used car lot. Independent lots range from excellent to poor, and the car in front of you matters more than the sign out front. Ask whether the car is sold as is and read the Buyers Guide sticker in the window. What as is means.

Its listing points to in house financing. When the lot is also the lender, get the full price, the rate and the term in writing before you talk about a payment. Buy here pay here explained.

Whatever the grade, the grade is about the dealer. The car is its own question. Ask the dealer if an independent inspection is allowed before you sign. A good lot says yes.

Dealer Details

Address5001 Belair Rd, B 607 P Street, Oakland, Maryland 21550, 5001 Belair Rd, Baltimore, MD 21206
Phone410-929-7053
Websitetheinhousefinance.com
Listed featuresSells used vehicles, Credit cards, Debit cards
TypeUsed car dealer

Hours

Monday10 AM to 7 PM
Tuesday10 AM to 7 PM
Wednesday10 AM to 7 PM
Thursday10 AM to 7 PM
Friday10 AM to 7 PM
Saturday10 AM to 7 PM
SundayClosed

Common Questions

Is The In House Finance a good dealer?
The In House Finance earns an A in the PPI Auto Buyer's Guide. Past buyers are close to unanimous. Few complaints across a long record. The grade reads 279 public reviews averaging 4.8 stars, with 5.7 percent at one or two stars. It rates past buyers' experience with the dealer, not any single car.
Can I get a car at The In House Finance inspected before I buy?
Yes. PPI Auto sends an inspector to the car on the lot in Baltimore. You do not have to be there. The inspection covers 122 points, a full OBD-II scan with readiness monitors, a road test and photos of anything found, and the report comes the same day. Ask the dealer to hold the car while it is checked.
How is the grade worked out?
It needs 20 or more public reviews. The star average is pulled toward the national average by 25 average reviews so a short record cannot jump the line, and the share of one and two star reviews sets a ceiling. The full method is on our grading page.
Is The In House Finance open on Sunday?
Its listing shows it closed on Sunday. Hours change, so call before you drive over.

Other Graded Dealers Nearby

Buyers Also Look At

Grades update when public reviews do. Is this your dealership and something here is out of date? Tell us. See every graded dealer in Baltimore, MD. Found a car here? Book a pre purchase inspection in Baltimore, MD before you sign.

Buying from this lot?

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We check the car at The In House Finance before you sign.

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Details

No payment now · We confirm scheduling before any work

The grade covers the dealer. We check the car.

122 points, a full scan and a road test, on the lot, same day report.

Call 951-267-8500