Capitol Auto Credit

Buyer's Guide grade F · 74 public reviews · September 2026

Capitol Auto Credit earns an F. 74 public reviews average 2.6 stars and 56.8 percent are one or two stars. That ranks it above 0 percent of graded dealers around Madison.

At a glance

A heavy share of past buyers left one or two stars.
Complaint share 56.8 percent, higher than the 8.3 percent typical near Madison
Reviewers mention payment most, in 20 reviews
Used car dealer

Why It Got an F

The star average is 2.6 from 74 public reviews. After the grade pulls it toward the national average, it counts as 3.02. 56.8 percent of reviews are one or two stars. To reach a C it would need an adjusted rating of 3.6 and a complaint share of 25 percent or less. How the grade works.

How the Stars Break Down

5 star22 30%

4 star6 8%

3 star4 5%

2 star6 8%

1 star36 49%

What Reviewers Talk About

The subjects that come up most in public reviews of this dealer, with how many reviews mention each one.

payment 20cost 13interest rate 6company 6driving 5bank 4capital 3refinanced 3credit score 3lawyer 3

Buying From Capitol Auto Credit

Capitol Auto Credit is an independent used car lot. Independent lots range from excellent to poor, and the car in front of you matters more than the sign out front. Ask whether the car is sold as is and read the Buyers Guide sticker in the window. What as is means.

Whatever the grade, the grade is about the dealer. The car is its own question. Ask the dealer if an independent inspection is allowed before you sign. A good lot says yes.

Dealer Details

Address	3100 E Washington Ave, Madison, WI 53704
Phone	608-246-3624
Type	Used car dealer

Common Questions

Is Capitol Auto Credit a good dealer?

Capitol Auto Credit earns an F in the PPI Auto Buyer's Guide. A heavy share of past buyers left one or two stars. The grade reads 74 public reviews averaging 2.6 stars, with 56.8 percent at one or two stars. It rates past buyers' experience with the dealer, not any single car.

Can I get a car at Capitol Auto Credit inspected before I buy?

Yes. PPI Auto sends an inspector to the car on the lot in Madison. You do not have to be there. The inspection covers 122 points, a full OBD-II scan with readiness monitors, a road test and photos of anything found, and the report comes the same day. Ask the dealer to hold the car while it is checked.

How is the grade worked out?

It needs 20 or more public reviews. The star average is pulled toward the national average by 25 average reviews so a short record cannot jump the line, and the share of one and two star reviews sets a ceiling. The full method is on our grading page.

Other Graded Dealers Nearby

BCar Smart of Madisonunder a mile AApex Autounder a mile BEmblem Pre-ownedunder a mile BGreat Motors Auto Sales LLCunder a mile FSchoepp Motors East3.4 miles ASmart Buys Cars8.3 miles

Buyers Also Look At

CCapital Auto ClinicMadison BCarHop Auto Sales and FinanceMadison CCampus CarsMadison AApex AutoMadison

Grades update when public reviews do. Is this your dealership and something here is out of date? Tell us. See every graded dealer in Madison, WI. Found a car here? Book a pre purchase inspection in Madison, WI before you sign.

Buying from this lot?

Inspect it on the lot

We check the car at Capitol Auto Credit before you sign.

951-267-8500 Call now

Inspect a car at Capitol Auto Credit

Send the car details and we will call you back.

The grade covers the dealer. We check the car.

122 points, a full scan and a road test, on the lot, same day report.

Call 951-267-8500