Used car dealerDecatur, GA

Car Credit USA

Buyer's Guide grade F · 45 public reviews · September 2026

Car Credit USA earns an F. 45 public reviews average 3.8 stars and 31.1 percent are one or two stars. That ranks it above 25 percent of graded dealers around Atlanta.

At a glance

A heavy share of past buyers left one or two stars.
Complaint share 31.1 percent, higher than the 15.2 percent typical near Atlanta
Reviewers mention finance most, in 6 reviews
Used car dealer

Why It Got an F

The star average is 3.8 from 45 public reviews. After the grade pulls it toward the national average, it counts as 3.97. 31.1 percent of reviews are one or two stars. To reach a C it would need a complaint share of 25 percent or less. How the grade works.

How the Stars Break Down

5 star30 67%

4 star1 2%

3 star0 0%

2 star2 4%

1 star12 27%

What Reviewers Talk About

The subjects that come up most in public reviews of this dealer, with how many reviews mention each one.

finance 6payments 5lawyer 4child 4maintenance 3contract 3lawsuit 2voicemail 2gas 2september 2

Buying From Car Credit USA

Car Credit USA is an independent used car lot. Independent lots range from excellent to poor, and the car in front of you matters more than the sign out front. Ask whether the car is sold as is and read the Buyers Guide sticker in the window. What as is means.

Whatever the grade, the grade is about the dealer. The car is its own question. Ask the dealer if an independent inspection is allowed before you sign. A good lot says yes.

Dealer Details

Address	1726 Church St, Decatur, GA 30033
Phone	678-496-7898
Website	carcreditusa.net
Listed features	Debit cards, Delivery
Type	Used car dealer

Common Questions

Is Car Credit USA a good dealer?

Car Credit USA earns an F in the PPI Auto Buyer's Guide. A heavy share of past buyers left one or two stars. The grade reads 45 public reviews averaging 3.8 stars, with 31.1 percent at one or two stars. It rates past buyers' experience with the dealer, not any single car.

Can I get a car at Car Credit USA inspected before I buy?

Yes. PPI Auto sends an inspector to the car on the lot in Decatur. You do not have to be there. The inspection covers 122 points, a full OBD-II scan with readiness monitors, a road test and photos of anything found, and the report comes the same day. Ask the dealer to hold the car while it is checked.

How is the grade worked out?

It needs 20 or more public reviews. The star average is pulled toward the national average by 25 average reviews so a short record cannot jump the line, and the share of one and two star reviews sets a ceiling. The full method is on our grading page.

Other Graded Dealers Nearby

BTrust Autosunder a mile ANations Best Autosunder a mile FRoyal Import Carsunder a mile BStivers Decatur Subaruunder a mile FAvis Car Sales15.9 miles FM&S Auto Sales17.1 miles

Buyers Also Look At

BTrust AutosDecatur BCentral Auto SalesDecatur FCar to Car LLC.Decatur ACapital Auto SalesDecatur

Grades update when public reviews do. Is this your dealership and something here is out of date? Tell us. See every graded dealer in Atlanta, GA. Found a car here? Book a pre purchase inspection in Atlanta, GA before you sign.

Buying from this lot?

Inspect it on the lot

We check the car at Car Credit USA before you sign.

951-267-8500 Call now

Inspect a car at Car Credit USA

Send the car details and we will call you back.

The grade covers the dealer. We check the car.

122 points, a full scan and a road test, on the lot, same day report.

Call 951-267-8500